Refinance On Owner Occupied And Investment Property

Maximise Savings and Improve Loan Flexibility with Refinance

At New Age Home Loans , we understand that refinancing can be a powerful way to improve your financial position, whether for an owner-occupied home or an investment property. Our refinancing options offer you the chance to lower interest rates, adjust loan terms, and access better features.

Refinancing Loan Details

With competitive rates and flexible options, our refinancing services are tailored to help you achieve a better loan structure, reduce costs, or access equity for future needs.

Key Features of Our Refinancing Options:

Lower Interest Rates: Take advantage of current market rates and potentially reduce your repayments, saving on interest over time.
Flexible Loan Terms: Adjust your loan term to better align with your financial goals—whether that means shorter terms for faster repayments or extended terms for lower monthly costs.
Equity Access: Refinancing allows you to tap into the equity built in your property, providing funds for investments, renovations, or other projects.
Transparent Costs and Fees: We provide a clear breakdown of all fees involved, ensuring you understand the financial benefits and any associated costs upfront.

Our refinancing process is designed to provide you with flexibility and control, enabling you to make the most of your property’s value and your current financial situation.

Refinancing helps you lower repayments, access equity, or restructure debt. With flexible options and competitive rates, we tailor solutions for owner-occupiers and investors alike.

How Can We Help?

Refinancing requires careful consideration, and our team is here to guide you every step of the way. We offer personalised consultations to explore your options, assist with the application process, and ensure a seamless transition. At New Age, we simplify the refinancing process for both owner-occupied and investment properties, helping you maximise your financial opportunities.

Here’s how we can assist:

Reviewing Your Current Loan: We’ll assess your existing mortgage to uncover potential savings or benefits from refinancing.
Tailored Advice: Whether you’re aiming to lower your interest rate, access equity, or consolidate debt, our team provides customised recommendations to align with your goals.
Streamlined Application Process: We’ll guide you through each stage, from document preparation to submitting your application, making the process smooth and hassle-free.
Access to Competitive Rates: With access to a broad range of lenders, we’ll find refinancing options with favourable terms and competitive interest rates.
Ongoing Support: Our team remains available to answer your questions and provide guidance even after your refinancing is complete, ensuring your financial strategy stays on track.

Refinancing can be a powerful tool for strengthening your financial position—let us help you unlock its full potential.

Frequently Asked Questions

Generally, you’ll need proof of identity, income documentation (like payslips and tax returns), and information on assets and liabilities. Our team will guide you based on the specific loan type.

Investment property loans may offer tax benefits, such as deductions on interest costs. We recommend consulting a tax advisor for personalised advice.

The process can vary but typically takes between 1-4 weeks depending on the loan type and circumstances. We work diligently to expedite each application and keep you informed.

Yes, we offer flexible terms that allow for early repayments without additional fees, depending on the loan type.